Senior Credit Manager

This role is perfect for someone with alot of experience within the commercial and residential lending space. The successful candidate will have the chance to work with a range of mortgage applications and manage complex residential and commercial mortgage applications. This role is looking for someone to manage the other credit manager leaders in the commercial and residential space within a non bank.

What you'll do:

As a Senior Credit Manager, you will play a crucial role in managing team leads and assessing and deciding on a variety of residential and commercial mortgage applications. You will be responsible for performing searches, verifying information according to company guidelines, adhering to internal lending policies, and using your credit risk analysis skills to determine outcomes. Your ability to develop strong relationships with internal and external stakeholders will be key in ensuring service levels are met. Additionally, you will liaise with external stakeholders as needed, manage pipelines effectively, and handle complex mortgage applications requiring higher delegated lending authority.

• Assessing and deciding on residential and commercial mortgage applications
• Performing searches and verifying information in line with company guidelines
• Managing team leaders
• Adhering to internal lending policy and industry regulations
• Using credit risk analysis skills to determine outcomes
• Developing strong relationships with third party introducers and ensuring service levels are met
• Liaising with external stakeholders as required
• Managing pipeline effectively
• Assessing and deciding on complex residential and commercial mortgage applications which may require higher delegated lending authority

What you bring:

The ideal candidate for the Senior Credit Manager position will bring a wealth of experience in exercising a DLA in the financial services industry. You have to possess current approval authority such as DLA, DCA, CAD along with manual credit assessment experience preferably within the mortgage and commercial lending sector. Your specialist knowledge in residential and commercial credit assessment coupled with your understanding of the end-to-end mortgage process will be invaluable. Familiarity with relevant legislation including the National Credit Code Protection Act, Privacy Act and AML/CTF legislation is also essential. It is also essential to bring some leadership experience to the role including managing someone.

• Current approval authority such as DLA, DCA, CAD
• 5-10 years experience
• Manual credit assessment experience ideally in the specialist mortgage lending sector
• Specialist knowledge in residential and commercial credit assessment
• Strong knowledge of the end-to-end mortgage process
• Knowledge of the National Credit Code Protection Act, Privacy Act and AML/CTF legislation

What sets this company apart:

This company prides itself on its commitment to inclusion and empowerment, providing career growth opportunities and supporting future studies in relevant fields. They offer a flexible work environment that values collaboration and commitment, ensuring that every team member feels valued and supported.

Aboriginal and Torres Strait Islander Peoples are encouraged to apply.
To apply please click apply or call Alana Sargant on 02 8289 3195 for a confidential discussion.