Financial Crime Compliance Specialist

LLL Australia is a demonstration of the incredible power of people, united in faith, working together towards a common purpose – to transform money into a force for good.

Established in 1921, LLL prides itself on providing investment products that are simple to operate, with no fees or charges. LLL provides loans and builds partnerships that support and transform the Lutheran Church of Australia (LCA) and associated entities such as schools, churches, congregations and aged care facilities.

Our mission is to provide business and financial support to the LCA, while providing excellent service to all customers and safeguarding the interests of investors.

What we offer:

• Purposeful and connected culture
• Diverse and inclusive workplace
• Flexible working arrangements
• Professional development in a growth environment
• Competitive salary and benefits, including free on-site parking

About the role

A unique opportunity has arisen for a Financial Crime Compliance Specialist to join a purpose-driven organisation in Adelaide, where your expertise will play a pivotal role in safeguarding the integrity of financial operations. This position is ideal for someone who thrives on making a positive impact, ensuring regulatory compliance, and supporting a community-focused mission. You will be at the forefront of detecting and investigating financial crime risks, working closely with both internal teams and external bodies to ensure that all anti-money laundering (AML) and counter-terrorism financing (CTF) obligations are met. The organisation is renowned for its commitment to ethical practices, customer service excellence, and fostering an inclusive, supportive team environment. With a strong emphasis on professional development and continuous learning, you will have access to ongoing training opportunities and the chance to contribute meaningfully to the wider community. Flexible working arrangements and a collaborative culture make this an outstanding role for those seeking both challenge and fulfilment in their career.

Responsibilities

• Detect and investigate potential money laundering, terrorist financing, and other financial crime risks across customer onboarding processes as well as ongoing monitoring activities.
• Conduct comprehensive customer due diligence (CDD) and know your customer (KYC) checks during both initial onboarding and throughout the customer lifecycle to ensure regulatory requirements are consistently met.
• Collaborate with internal teams and clients to gather detailed due diligence information, ensuring all data collected is accurate, complete, and handled confidentially.
• Perform thorough investigations and risk assessments on transactions or accounts flagged as higher risk, escalating matters appropriately when necessary to protect the organisation’s interests.
• Prepare clear, accurate reports for submission to external regulatory bodies such as AUSTRAC, including international funds transfer instructions (IVTS) and suspicious matter reports (SMRs).
• Assist with screening for politically exposed persons (PEPs), sanctions lists, reputational checks, social media reviews, and AML/CTF risk assessments to maintain robust compliance standards.
• Support the maintenance and continuous improvement of financial crime processes and documentation by identifying areas for enhancement based on best practice guidelines.
• Contribute to upskilling colleagues within the Operations team by sharing knowledge about financial crime prevention strategies and RCDF compliance requirements.
• Assess applications for financial hardship in line with ASIC requirements while ensuring adherence to 31-day notice withdrawal rules and complaints management under Regulatory Guide 271.
• Resolve customer complaints or account discrepancies efficiently by providing informed answers while maintaining strict confidentiality over sensitive information.

About you

• Demonstrated experience in financial crime compliance roles within banking or financial services environments where you have managed AML/CTF obligations effectively.
• Comprehensive understanding of current industry standards relating to anti-money laundering legislation, counter-terrorism financing regulations, ASIC/APRA requirements, and best practice guidelines.
• Proven ability to conduct detailed CDD/KYC checks during both onboarding processes and ongoing monitoring cycles while maintaining accuracy under pressure.
• Excellent written and verbal communication skills enabling you to prepare high-quality reports for regulators as well as engage confidently with stakeholders at all levels.
• Strong analytical skills combined with sound judgement when performing investigations or risk assessments on potentially suspicious activity or transactions.
• Experience preparing AUSTRAC submissions including IVTS/Suspicious Matter Reports (SMRs), along with familiarity in PEP/sanctions screening protocols.
• A collaborative approach that enables you to work effectively within cross-functional teams while also supporting colleagues’ learning through knowledge sharing or training initiatives.
• High level of discretion when handling confidential information coupled with an unwavering commitment to data privacy principles under relevant legislation such as the Privacy Act.
• Ability to resolve customer complaints or account discrepancies diplomatically while always maintaining professionalism.
• Willingness to participate in ongoing professional development activities aimed at keeping your compliance knowledge up to date.

What's next:

If you are ready to use your expertise in financial crime compliance to make a meaningful difference within a values-driven organisation committed to community impact, this could be your next career move!

Aboriginal and Torres Strait Islander Peoples are encouraged to apply.
To apply please click apply or call Jess Della-Verde on 08 8216 3530 for a confidential discussion.